If you’re planning to visit Europe on a short-term trip, and your destination falls within the Schengen Area, one of the key requirements for your visa application is Schengen visa travel insurance
This is a specialized form of travel insurance that provides coverage for medical emergencies, accidents, and repatriation while you’re traveling within the 27 Schengen countries. The policy must meet specific criteria—most importantly, it must offer a minimum coverage of €30,000 and be valid across all Schengen member states.
Having valid travel insurance isn’t just a recommendation—it’s a mandatory condition for getting your Schengen visa approved. Without proof of compliant insurance, embassies and consulates will reject your application, regardless of your itinerary or supporting documents. That’s why it’s critical to choose a trusted insurance provider who understands Schengen requirements and can issue the right documents quickly and accurately.
That’s where Premier Travel & Tourism comes in. As a Dubai-based, reputable travel agency, Premier specializes in offering Schengen-compliant travel insurance plans that are accepted by all European embassies. Whether you’re applying for a tourist, business, or family visit visa, Premier ensures you have the correct coverage—issued fast, affordably, and hassle-free.
Let’s explore why having the right insurance matters and how Premier makes it easy for you to get covered in just a few simple steps.
Why Travel Insurance Is Mandatory for a Schengen Visa
When applying for a Schengen visa, travel insurance isn’t just a recommendation—it’s a strict requirement set by the European Union. All short-stay Schengen visa applicants, whether traveling for tourism, business, or visiting family, must submit proof of valid travel insurance with their application.
The minimum coverage required is €30,000, and the insurance must be valid in all 27 Schengen countries for the entire duration of your intended stay. This ensures that, in the event of a medical emergency, hospitalization, or even medical repatriation to your home country, the costs are covered—reducing financial risk for both the traveler and the European healthcare systems.
This requirement is enforced to protect both travelers and local authorities from unexpected situations. Without valid insurance, a medical emergency could result in significant costs or delays in care. That’s why embassies and consulates will not accept visa applications that lack compliant insurance documents.
Having the right insurance policy that meets Schengen standards increases your chances of visa approval and ensures you’re protected during your travels. At Premier Travel & Tourism, we provide embassy-approved travel insurance that meets all EU criteria—so your application process is smoother and more secure.
Key Features of a Schengen-Compliant Travel Insurance Policy
When applying for a Schengen visa, your travel insurance policy must meet specific requirements to be accepted by the consulate or embassy. Here’s what a Schengen-compliant policy should include:
Minimum Medical Coverage of €30,000
This is the most crucial requirement. The policy must provide at least €30,000 in medical expense coverage, ensuring that you’re financially protected in case of sudden illness or an accident during your trip.
Valid Across All 27 Schengen Countries
The insurance must be valid in the entire Schengen Zone—not just the country you’re entering. This allows you to travel freely across borders within the area without worrying about your coverage.
Coverage for Essential Situations
A compliant policy must include protection for:
- Emergency Medical Treatment: Covers costs for doctor visits, emergency hospital stays, medications, and ambulance services.
- Repatriation of Remains: In the unfortunate event of death during travel, the policy covers the cost of returning the remains to your home country.
- Accidents and Sudden Illness: Offers support in case of accidental injuries or unexpected health issues that arise during your stay.
Optional Add-Ons (Recommended)
While not mandatory for visa approval, some policies offer added benefits such as:
- Trip Delays or Cancellations: Compensation if your flight is delayed, canceled, or missed due to covered reasons.
- Lost Baggage or Travel Documents: Helps recover the cost of essential items or passport replacement.
Premier Travel & Tourism provides Schengen visa insurance packages that are fully compliant and customizable based on your travel plans—giving you both visa approval support and peace of mind during your journey.
Why Buy from Premier Travel & Tourism
When applying for a Schengen visa, choosing the right travel insurance provider is just as important as getting the right coverage. Premier Travel & Tourism offers a trusted, hassle-free solution tailored specifically for visa applicants in the UAE.
Authorized and Experienced Travel Insurance Provider
Premier Travel & Tourism is an officially recognized agency in Dubai with years of experience in issuing embassy-approved travel insurance. Their team understands the exact requirements set by European consulates, ensuring that every policy meets Schengen standards.
Tailored Insurance Plans for Visa Requirements
Not all travel insurance is created equal. Premier offers customized insurance packages designed specifically for Schengen visa applicants. Whether you’re traveling for tourism, business, or a family visit, they’ll match you with the right plan that fulfills all visa conditions—so your application won’t get delayed or rejected.
Fast Documentation for Embassy Submission
Need your insurance certificate quickly? Premier ensures same-day issuance of insurance documents with all the necessary details (coverage amount, valid dates, region covered) that consulates look for. You’ll receive a PDF certificate ready to print or attach to your visa file—saving you time and stress.
Competitive Pricing with No Hidden Fees
Premier offers affordable travel insurance plans that are clear, transparent, and budget-friendly. You get full Schengen-compliant coverage without unexpected charges or upselling. What you see is what you pay—simple and fair.
Friendly, Multilingual Support Team
Premier’s customer service team speaks multiple languages and understands the needs of UAE residents and expats. Whether you need help choosing the right plan or have a question about your policy, their approachable staff is always ready to assist, in person, by phone, or over WhatsApp.
With Premier Travel & Tourism, you get more than just insurance—you get expert guidance, peace of mind, and a smooth start to your European journey.
Additional Services You Get with Premier
Visa Application Assistance
Get expert help with document preparation, application forms, and embassy appointments to ensure a smooth visa process.
Dummy Ticket and Hotel Booking
Receive embassy-approved flight and hotel reservations without paying upfront—perfect for visa applications.
Full Travel Planning Support
From flights to hotels across Europe, Premier helps you plan your complete itinerary based on your budget and travel goals.
Urgent or Last-Minute Support
Need documents fast? Premier offers same-day service for travel insurance, dummy tickets, and bookings to meet tight visa deadlines.
Ready to Travel? Secure Your Schengen Insurance Today
When applying for a Schengen visa, having the right travel insurance isn’t just a formality—it’s a legal requirement and a crucial part of your travel readiness. A valid Schengen-compliant insurance policy ensures you’re covered for medical emergencies, hospital stays, and repatriation, giving both you and the visa authorities peace of mind.
Premier Travel & Tourism makes this process simple and stress-free. With years of experience in handling travel insurance for Schengen visa applicants, they offer quick, reliable service at competitive prices. Their tailored insurance plans meet all embassy requirements and are accepted by consulates across the Schengen area. You’ll receive complete documentation in minutes—perfect for urgent applications or tight schedules.
Don’t risk visa rejection or delays due to incomplete insurance paperwork. Let Premier Travel & Tourism help you get it right the first time.
